About us

Plain English guides for borrowers

Welcome to Mortgage Bargains. We provide plain-English guides for borrowers in the United States. Our goal is to make complex mortgage topics easy to understand for everyone.

We cover a wide range of subjects including first-time home buying and mortgage refinancing. Our content helps people navigate the financial steps of homeownership with clarity.

Specific loan products we cover

We focus on specific loan products to help our readers make informed choices. Our guides cover reverse mortgages, home equity loans, and HELOCs. We also provide detailed information on FHA loans and VA home loans.

We write for people who want straightforward facts without unnecessary jargon. Our audience includes new buyers and current homeowners looking for better options.

Our mission and project history

The Mortgage Bargains Editorial Team began this project in 2022. We believe that clear information is a right for every borrower. We started this website to fill the gap between complex bank documents and the average person.

We want to empower people to understand their finances better. Our team works to ensure every guide is useful and accurate.

Topics based on common questions

We choose our topics based on common questions from the borrowing public. We look for areas where people often feel confused or overwhelmed by technical terms. Our team identifies high-priority topics like refinancing trends or government-backed loan requirements.

We prioritize information that helps people save money or avoid common mistakes. We update our content as mortgage rules and regulations change.

Fact checking against official guidelines

Our editorial process follows a strict internal structure to maintain quality. Every piece of content undergoes a multi-stage review by the Mortgage Bargains Editorial Team. We check our facts against official guidelines and public records.

We review each draft for clarity and simplicity before it goes live. This organizational process ensures that our information remains consistent across the entire site.

No products or sponsored content

We do not sell any mortgage products or financial services. This website does not run advertisements or host sponsored content. We do not earn affiliate commissions from any of our links or information.

Our only objective is to publish helpful information for the public. This allows us to remain neutral and focused on the reader’s needs.

Independent funding and unbiased content

The website is funded through independent means that do not involve our readers. We do not charge a fee for access to our guides or information. Because we do not accept sponsorships, our content remains unbiased.

We prioritize the integrity of our information over any form of commercial gain. Our funding model supports our ability to provide free resources to everyone.

Verify details with a professional lender

We strive for accuracy in every guide we publish. However, mortgage rules can change quickly and we may make mistakes. We encourage our readers to verify all details with a professional lender.

We want you to have the best information possible. Our team works hard to keep our guides up to date and relevant.

Report mistakes or ask questions

We value feedback from our community of readers. If you find an error in our guides, please let us know. You can report mistakes or ask questions by emailing info@mortgage-bargains.com.

We also monitor support@mortgage-bargains.com for general inquiries regarding our content. Your feedback helps us improve the quality of our guides for everyone.

Contact for editorial inquiries

For specific editorial questions or inquiries about our writing process, you can reach out to editor@mortgage-bargains.com. We appreciate your interest in our work and your commitment to learning about mortgages. Our team is dedicated to making the mortgage process clearer for every American borrower. Thank you for visiting Mortgage Bargains and using our resources.

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