Last updated: October 31, 2026
How are topics chosen?
We write about questions borrowers commonly have: refinancing, first-time buyer programs, FHA and VA loans, home equity, reverse mortgages and mortgage insurance. A topic is worth publishing when it helps a reader understand a decision before talking to a lender.
How are guides written?
Guides are drafted with the help of AI writing tools and reviewed by the Mortgage Bargains Editorial Team before publishing. We aim to base them on public rules and program information from government agencies and published loan guidelines. We do not interview borrowers, test products or run our own studies.
What are the limits?
AI-assisted drafting can introduce errors, and mortgage rules change. Treat guides as a starting point and confirm details with the lender or agency. See the disclaimer.
How are broker listings handled?
The directory is compiled from public business information. Listing descriptions are general summaries, not reviews, and a listing is not an endorsement. Nobody can pay to be listed or ranked.
How are mistakes fixed?
We correct errors in place and do not delete a page to hide one. See the corrections policy.
Does money influence the content?
The site currently has no ads, affiliate income or referral fees. See the disclosure page.